- 5-minute online form
- Essential criteria checks
- Affordability testing
- Includes credit search
- Available on FMA
- Offer provided within 1 day of satisfactory valuation
- Take a tour of our broker portal
What our partners have to say
The BTL market is rapidly changing and brokers are embracing the specialist lenders who offer realistic solutions.
We’ve seen a number of new lenders come to market in recent years but Landbay stand out from the competition.
The underwriting team are experienced which means you get sensible answers.
Service is key and their on-line proposition is very strong and provides quick turnarounds.
A lender of choice for us specialist buy-to-let mortgage brokers.
Ahead of the curve in terms of online presence and processing, Landbay is leading the way where other lenders will only follow.
The team is professional, knowledgeable and approachable, and can be relied upon to manage applications efficiently and effectively which helps us to maintain our own reputation in the specialist buy-to-let market.
Since working with Landbay, I have been extremely impressed by the high level of knowledge and expertise the underwriting team have.
Landbay have an excellent understanding of our market and together with a technology platform that dramatically speeds up the application process, means that I am sure will be a top four lender of TFC within 12 months.
We work closely with many lenders, however Landbay are a company that we have earmarked to work even more closely with in the foreseeable future.
I believe Landbay will show significant growth, not only from our business but across the industry generally.
This is because we have been extremely impressed by their commitment to the market, not only in technology but also by their investment in knowledgeable personnel.
Landbay is already demonstrating that it has the desire, experience and technical knowhow, to become a significant player in the market.
Landbay has already made a considerable investment in its technology platform and senior management and underwriting team.
3mc has been using Landbay ever since they entered into the long-term specialist Buy to Let market.
Their products and processes are both fit for purpose and competitive within their selected market.
Their online processing system is market leading, this coupled with their appetite to support portfolio landlords makes their overall offering up there with their peer group of lenders.
Where some buy-to-let lenders are pretending to support portfolio landlords, Landbay are supporting this market sector which they have evidenced in a number of ways.
We are pleased to have Landbay on our Panel of lenders for a number of reasons.
The criteria are very good and competitive in the market.
Where other lenders struggle because they adopt a more black and white approach, we have found the Landbay underwriters to be knowledgeable enough to consider challenging cases for the right type of client.
The underwriting requirements are clearly communicated, which assists us to put together the documents required for application in one go with confidence, without the worry of having to continually go back to the client with more requests.
Finally we get very good support from our BDM and the team as a whole.
Calls for information and updates are responded to fully and quickly, which provides great support in our own ambitions to deliver great service to our clients and brokers.
How we fund our loans
Landbay is an FCA authorised and regulated Marketplace Lender.
All credit decisions are made by Landbay’s team of experienced specialist underwriters and whole loans are automatically allocated at random by our platform, to be funded by institutional or retail investors.
The majority of loans (circa 90%) are funded by institutions who may securitise them.
Regardless of funding source, the mortgage terms for borrowers are identical and all interactions with borrowers after the loan completes are through Landbay.
No personal data about the borrower is shared with any investors (per standard practice in securitisation / mortgage funding).
If you, or your client require further information, please contact our COO Julian Cork firstname.lastname@example.org